Membership Eligibility (2024)

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Am I Eligible for Membership?

Our field of membership goes beyond current and retired members of the armed forces to include their families and household members, Department of Defense personnel and more.

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes:

  • Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force
  • Delayed Entry Program (DEP)
  • DoD Officer Candidate/ROTC
  • DoD Reservists
  • Veterans, retirees and annuitants

Join Nowif you are Active Duty, Retired or a Veteran

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes:

  • Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force
  • Delayed Entry Program (DEP)
  • DoD Officer Candidate/ROTC
  • DoD Reservists
  • Veterans, retirees and annuitants

Join Nowif you are Active Duty, Retired or a Veteran

Family Members

We know military families also serve in their own way. Immediate family members include:

  • Parents
  • Grandparents
  • Spouses
  • Siblings
  • Children (including adopted and stepchildren)
  • Grandchildren
  • Household members

Join Now if you have a family member at Navy Federal

Family Members

We know military families also serve in their own way. Immediate family members include:

  • Parents
  • Grandparents
  • Spouses
  • Siblings
  • Children (including adopted and stepchildren)
  • Grandchildren
  • Household members

Join Now if you have a family member at Navy Federal

Department of Defense Civilians

Our field of membership also covers DoD civilian personnel, who support our armed forces. This category includes:

  • DoD civilian employees
  • U.S. Government employees assigned to DoD installations
  • DoD contractors assigned to U.S. Government installations
  • DoD civilian retirees and annuitants

Join Now if you belong to the Department of Defense

Department of Defense Civilians

Our field of membership also covers DoD civilian personnel, who support our armed forces. This category includes:

  • DoD civilian employees
  • U.S. Government employees assigned to DoD installations
  • DoD contractors assigned to U.S. Government installations
  • DoD civilian retirees and annuitants

Join Now if you belong to the Department of Defense

Minor Membership

If you're an existing member and a parent, grandparent or guardian of a minor, sign in and share the gift of membership using our online minor membership application. Minor membership is open to:

  • Children (including adopted and stepchildren)
  • Grandchildren

Start Minor Membership Application

Minor Membership

If you're an existing member and a parent, grandparent or guardian of a minor, sign in and share the gift of membership using our online minor membership application. Minor membership is open to:

  • Children (including adopted and stepchildren)
  • Grandchildren

Start Minor Membership Application

Video Transcript for How to Join Navy Federal Credit Union

(SPEECH)

So you're thinking of joining Navy Federal Credit Union? Good news. If you're a servicemember, veteran of any branch of the armed forces or a Department of Defense employee, then you're eligible to join. Your immediate family and household members are also eligible.

To join, apply online, stop by a branch to apply in person, or give us a call. You'll need your personal information and a method to fund your account.

(DESCRIPTION)

Text, Social security number, Driver's license or government ID, Credit card or bank account and routing number.

(SPEECH)

And when you do join, you can enjoy low fees market-leading rates, member-exclusive discounts, easy digital banking and award-winning service. Now, you're ready to join the Navy Federal community.

[MUSIC PLAYING]

(DESCRIPTION)

Text, Navy Federal Credit Union. Army, Marine corps, Navy, Air Force, Space Force, Coast Guard, Veterans. Our Members are the Mission.

Visit NavyFederal.org or call 1-888-842-6328 to join. Insured by NCUA. Images used representational purposes only, do not imply government endorsem*nt. Message and data rates may apply. Visit NavyFederal.org for more information. Value claim based on Navy Federal's 2021 Member Giveback Study. NFCU copyright 2023.

Ready to Join?

Watch this simple how-to video and find out what you’ll need to get started. When you’re ready, apply for membership using our online application. You can even sign up your children; just use our minor membership application. And, if you want to apply in person, visit a branch or give us a call at 1-888-842-6328.

What You'll Need to Join

  • Social Security Number*
  • Current home address*
  • Driver’s license or government ID*
  • Credit card or bank account and routing number to fund your account**

*You’ll need these for any joint owners you’d like to add.
**A Membership Savings Account with a $5 minimum balance is required to establish and maintain membership.

Join Today

Still have questions? Visit our Membership FAQs.

Membership Eligibility (2024)

FAQs

What is the meaning of member eligibility? ›

Eligibility means the decision as to whether an individual qualifies, under financial and nonfinancial requirements, to receive program benefits.

What means membership requirements? ›

Requirements for Membership means the requirements for the time being, in force and which has to be met by the applicants who will apply for the membership of the Institute (Appendix 2 scheduled to the Rules) or such other requirements that may be added or altered or adopted by the Council from time to time in ...

What does criteria for membership mean? ›

Membership Criteria means the criteria applicable to the admission of a person as a Member, as determined by the Board from time to time, including the criteria referred to in Appendix 1; Sample 1Sample 2.

Why do credit unions have membership requirements? ›

Memberships are a crucial part of credit unions because they give each member ownership in the union, which allows the institution to operate the way that it does.

What are examples of eligibility? ›

Having a valid driver's license means you have the eligibility to drive a car. The noun eligibility is good for describing the state of being qualified for or worthy of something. You might have the eligibility to take an upper level computer class, but not have the eligibility to take advanced Arabic, for example.

What does your eligibility mean? ›

el·​i·​gi·​bil·​i·​ty ˌe-lə-jə-ˈbi-lə-tē : the quality or state of being eligible : fitness or suitability to be chosen, selected, or allowed to do something.

What are the 3 types of membership? ›

Types of membership
  • Full membership.
  • Affiliated membership.
  • Associate membership.

What are the 5 attributes of membership? ›

To summarize, membership has five attributes: boundaries, emotional safety, a sense of belonging and identification, personal investment, and a common symbol system.

What does membership mean in job application? ›

Affiliations or memberships are professional groups that you've joined or who otherwise include you in their rosters. These groups can be large organizations or small groups related to your industry. Having these groups listed on your resume shows your commitment to the industry even outside of work.

Who is an eligible member? ›

on a written resolution change during the course of the day that is the circulation date of the resolution, the eligible members are the persons entitled to vote on the resolution at the time that the first copy of the resolution is sent or submitted to a member for his agreement.

What is the meaning of eligible members? ›

Related Definitions

Eligible Members means employees / members who, having met all the requirements set out in the Policy Schedule attached to this Policy; are entitled to participate in the insurance plan under this Policy.

What is considered a membership? ›

the state of belonging to an organization: You have to apply for membership of/in the sports club. a membership fee/card. Annual membership (= the amount you have to pay to join a particular organization for one year) is $25.

What are three ways for credit union membership? ›

As set forth in the Act and Chartering Manual, there are three types of federal credit union charters: single common bond (one occupational or associational group), multiple common bond (multiple groups), and community.

Why do banks not like credit unions? ›

First, bankers believe it is unfair that credit unions are exempt from federal taxation while the taxes that banks pay represent a significant fraction of their earnings—33 percent last year. Second, bankers believe that credit unions have been allowed to expand far beyond their original purpose.

Do credit unions run your credit to join? ›

Negative marks on your banking history could impact your eligibility. While credit unions generally don't look at your credit when you join, they will pull your credit report if you apply for a loan or line of credit in the future.

What does employee eligibility mean? ›

Refers to the process of verifying employee identity and eligibility to work in the United States. See also: I-9.

What is an eligible member? ›

Eligible Member means the member/employee who has met the eligibility requirements as specified in this Policy to participate in insurance under this Policy; Sample 1Sample 2Sample 3.

What does eligibility mean in insurance? ›

Eligibility Requirements: Conditions that must be met in order for an individual or group to be considered eligible for insurance coverage. Eligible Dependent: A dependent (usually spouse or child) of an insured person who is eligible for insurance coverage.

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